Tips For Finding a Good Lawyer

A good lawyer can make all the difference in the world when it comes to a  person’s legal matters. Whether it’s for dealing with a criminal or traffic  matter, obtaining some advice or drawing up legal paperwork in a proper manner,  it’s crucial to find a competent representative. Here are 5 tips for finding the  best attorney for the job:

1) Reputation: Nothing tells more about a person than their reputation. This  information can be obtained in a variety of manners. One way to begin may be by  going to the State Bar or Licensing Board in your state in order to obtain a  list of lawyers who are in good standing. There are various online referral  services that will list lawyers in various locations, as well as their  specialties and client reviews. Asking friends, family, neighbors and business  associates about who they’ve used or heard about is an excellent way to obtain  word of mouth information.

2) Specialties: Decide what legal needs you have in order to narrow your  search down by lawful specialties. There is a broad range of choices out there,  including those who focus on real estate, bankruptcy, divorce, criminal cases  and more.

3) Communication skills: Once a person has narrowed their list to three or  four possible candidates, it’s time to set up some interviews to discover which  one is the best fit. A hallmark sign of a good business relationship is one with  good communication. How does the office staff treat potential clients on the  telephone? Are they welcoming and professional? How long is the wait to speak  with or visit with an attorney? It’s important to be able to have relatively  quick access to your lawyer. Having a candid conversation with the potential  attorney will tell you a lot about his demeanor, knowledge base and whether the  two of you click enough for a partnership.
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4) Fees: This is something that must be talked about up front. Depending on  the type of case and the way that this particular law office practices, fees may  be hourly, per case or set on a contingency basis. A contingency basis means  that the lawyer collects fees based upon the settlement that is received for the  client. A retainer may be required, as well. A retainer is a lump sum of money  collected by the legal practice up front. As expenses tally up, they are  subtracted from this retainer.

5) Location: Having a lawyer that is conveniently located and well acquainted  with one’s community is an important factor. Every community’s flavor is unique.  In important legal matters, it’s important to have a representative who  understands the region’s specific laws.
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If you are looking out for a lawyer  Baltimore based lawyers not only provide you with the very best legal  representation but you can also count on them to protect your rights and fight  aggressively on your behalf to get results.
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LAWYER TIPS – Find a Lawyer, hire a Lawyer

Lawyer Tips 1 – Finding a lawyer is easy! You can check the following resources:

Phone Book / Yellow Pages – There are dozens of ads in the phone book for lawyers.
State Bar Associations – They work with lawyers and can help you identify specializations.
Recommendations from Friends – The best ways to choose a lawyer is through recommendations from friends who have had personal experience with a lawyer.
Referral Services – A 3rd party service that will put you in touch with the proper lawyer.
Library – Libraries have law directories that you can reference for names.
Search the web. – There are lots of websites that will help you find a lawyer.
Flyers or other advertisements – Because you have a coupon, it doesn’t mean you’ll have a good lawyer. Certainly an option for finding a lawyer but proceed with caution.

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Lawyer Tips 2 – Make sure you know what everything is going to cost before signing any legal papers. Are you working a contingency agreement (you don’t pay until the case is won), or will you pay the lawyer by the hour? Will there be a retainer? What makes the most sense for your situtation? Remember; a lawyer’s hourly wage can add up real fast!

Lawyer Tips 3 – How to choose a lawyer: Call around and talk by phone first. Ask yourself how experienced this lawyer is with your situation, what is their hourly fee, what does that fee cover, and will they sign a wage agreement prior to any activity.
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Lawyer Tips 4 – Be sure to ask your lawyer whether or not they will be representing you or one of their associates.

Lawyer Tips 5 – Ask your lawyer if they can provide an estimate as to what they think your entire legal matter may cost.

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Lawyer Tips 6 – Be very honest with your lawyer. He or she can not properly represent you if they don’t have all the cards on the table. Tell them the truth and leave no stone unturned.

Lawyer Tips 7 – Keep very detailed notes on every circumstance of your legal matter. The more detailed you are, the more the lawyer has to work with. These notes will also help you be consistent with your testimony.

Lawyer Tips 8 – Do your best to avoid shady lawyers. Remember; if it doesn’t “feel” right, it probably isn’t.

Lawyer Tips 9 – Be sure that your lawyer provides you copies of all documents regarding your case.

Lawyer Tips 10 – Always remember; the lawyer should be looking out for “your” best interests, not theirs. You are paying them to help you.
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Avoid a bad lawyer: 7 tips

Let’s tell it like it is: A lot of us aren’t fond of lawyers.

But an attorney who is difficult to work with or provides shoddy legal advice can magnify an already touchy relationship.

To illustrate: What would you do if a partnership went sour and the lawyer that once represented both of you goes on to represent your former partner? Conflict of interest, yes. However, in this case, you also signed a legal document agreeing to this without being informed of the possible implications.

So what was bad legal advice back then—no forewarning about what might happen if your partnership ended—has morphed into a bigger problem now.
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What can you do to avoid becoming one of these cautionary stories? First, know that finding a good lawyer, and avoiding a bad one, can be a process as detailed as finding a new employee. And it could potentially mean even more to your business.
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Tanya Starnes, an attorney and author of Mad at Your Lawyer, offers these seven tips for avoiding a bad lawyer.

1. Don’t go for a general practitioner when you need a specialist.Using the same business lawyer you’ve trusted from the beginning may lead to a bad experience if you really need a specialist. Should the case end up in court, you don’t want a lawyer who has never performed litigation cutting his teeth at your expense. The word “specialist” may cause you to cringe and think of high cost. However, Starnes argues that a specialist may turn out to be less expensive, depending on your needs. Where a general small-business attorney may take days to research and draw up the right documents, a real estate or tax specialist may solve your problem in a matter of hours.
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2. Do some legwork to find a good attorney.Simply put, don’t let your fingers do the walking when it comes to tracking down competent legal advice. “Don’t be lazy,” Starnes says. “You can’t go to the mall and get a lawyer.” If you need a specialist, ask your current lawyer for a referral. Don’t stop there, though; ask people you know with some connection to your legal community. Get references and do background checks. The more time you put into your search, the better your chances of getting a competent lawyer who’s also suited to your business.

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3. Do some due diligence on lawyers’ costs and fees, too.Before you contact a lawyer, consider how much time and money you are willing to spend on one. Make sure to account for time away from your business. Do some research on the Web and make some phone calls to get basic understanding of lawyers’ costs and whether your problem is worth what it might cost. If you decide that the issue is big enough, then it’s time to meet with a lawyer to discuss the problem and the fees required to solve it. But proceed cautiously: In the hands of the wrong lawyer, your $3,000 problem can quickly escalate into $30,000 and take months to resolve. If you lose, you now have to deal with both the original problem and a hefty legal fee.
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4. Don’t sign up unless you’re completely comfortable with the fee arrangement and relationship.Make sure an attorney is worth what you’re spending—agree only to a fee structure that suits you. Small-business owners are often asked to sign blank checks or retainer fees. Avoid doing this if at all possible, Starnes says. It means that you are dependent on the honor system and likely will have no idea how much time your lawyer actually spends on your case. Instead, ask your lawyer for an estimate at the beginning. This will allow you to set up a budget and to avoid any unexpected surprises when the bills arrive. Take it as a serious red flag if the lawyer balks. As an attorney, “I can give you an estimate on just about anything that I know how to do,” Starnes says. “At the very least, I can give you a range and tell you the factors that will make it higher or lower. “Also, insist on a written fee agreement where all anticipated costs and fees are specified. In other words, get it in writing.

5. Understand what an attorney is doing for you.The last thing you want is for a legal problem to bite you later because your lawyer neglected to file the documents with the right government department-or, just as bad, did not let you know what the documents meant. That said, another warning sign is your lawyer failing to explain any sort of legal document he or she is drafting. To keep your relationship running smoothly, keep a written account of all interactions that you have with your attorney. As Starnes says in her book, “One of the most helpful things you can do, especially early in your relationship with your lawyer, is to provide a written summary and chronology of what happened. “This is particularly important in discussions concerning money. By documenting your understanding of fee changes or potential settlement discussions along the way, you will ensure a fair and quick resolution of any future disputes. As you move through each stage, question the things that you don’t understand. A good lawyer will take the time to explain and answer these questions.

6. Insist on a good system of communication.Insist in advance on how and how often you should communicate. If you have to wait days or weeks to hear back from your lawyer, either you didn’t relate your expectations well enough, or you have a lawyer too busy to take on your business. Give some thought to finding a new one as soon as you can. Starnes points out that you could have the best lawyer in the country, but if she is too wrapped up in a high-profile case, she isn’t devoting much time to you. That means your problem is unnecessarily going to take more time, and more money, to resolve.

7. Be wary of the “slam dunk” claim.“Any lawyer who tells you you’ve got a slam dunk case is probably not a very good lawyer,” Starnes says. “I have seen very few slam dunks in my time. The law is rarely black and white. Oftentimes, there is a disagreement, and who will win and lose is difficult to predict. “Depending on the case, an attorney likely will have to do some research and talk to several people before making any kind of assessment. While his confidence may be reassuring, his actions on your behalf are more important. Also, trust your gut. If you feel doubts about a lawyer’s comments or competence, you may be best to cut your losses, terminate the relationship, and move on.

By Michelle Collins

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How to find a good personal injury attorney to help you with your accident or injury claim.

If you’re facing a particularly serious or complicated injury claim, you’ll probably need a personal injury lawyer’s advice. You shouldn’t turn to just any lawyer for help; look for someone who has experience representing injured folks (called “plaintiffs”) in personal injury claims — and whom you feel that you can trust.

Finding Experienced Lawyers

There are several ways to get referrals to experienced plaintiffs’ personal injury lawyers. Once you get referrals, be sure to comparison shop. Get the names of several lawyers and meet with each of them to discuss your claim before you decide to hire someone. And be prepared for rejection. Many lawyers do not take cases if they fall below a certain potential recovery amount, or if the claim is not crystal clear.

Here’s where to look for referrals:

Friends and Acquaintances
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Talk with friends or coworkers who have been represented by a lawyer in their own personal injury claims. If the friend or coworker says good things to you about a lawyer, put the lawyer on your list of people to consult. But do not make a decision about a lawyer solely on the basis of someone else’s recommendation. Different people will have different responses to a lawyer’s style and personality; don’t make up your mind about hiring a lawyer until you’ve met the lawyer, discussed your case, and decided that you feel comfortable working with him or her.

Nolo’s Lawyer Directory

Nolo offers two ways to find an attorney. You can use the lawyer locator to quickly enter in the details of you case and have local personal injury lawyers contact you.

Nolo also offers a unique lawyer directory that provides a comprehensive profile for each attorney with information that will help you select the right attorney. The profiles tell you about the lawyer’s experience, education, and fees, and perhaps most importantly, the lawyer’s general philosophy of practicing law. Nolo has confirmed that every listed attorney has a valid license and is in good standing with their bar association. Every attorney has taken a pledge to communicate regularly with you, provide an estimate of the time and cost involved, and provide you with a clear, fair, written agreement that spells out how they will handle your legal matter and how you will be charged. For more information, see www.nolo.com/lawyers.

Other Lawyers

Another place to seek a referral to an experienced personal injury lawyer is through other lawyers you know. Lawyers commonly refer cases to one another, and most lawyers will know someone else who handles plaintiffs’ personal injury cases. As with referrals from friends or coworkers, however, do not simply take another lawyer’s referral as the final word.

Referral Services

Most local bar associations have referral services in which the names of lawyers are available, arranged by legal specialty. There is a wide variation in the quality of lawyer referral services, however, even though they are supposed to be approved by the state bar association. Some lawyer referral services carefully screen attorneys and list only those attorneys with particular qualifications and a certain amount of past experience, while other services will list any attorney in good standing with the state bar who maintains liability insurance. Before you choose a lawyer referral service, ask what its qualifications are for including an attorney and how carefully lawyers are screened.

What you may not get from any lawyer referral service, however, is insight into the lawyer’s philosophy — for instance, whether the lawyer is willing to spend a few hours to be your legal coach or how aggressive the lawyer’s personality is. Don’t make a decision about a bar referral lawyer until you have met and interviewed him or her.

Choosing the Best Lawyer for You

To find out whether a lawyer is right for you, sit down with the lawyer to discuss your claim and possible ways of handling it. Bring copies of all your documents: police report, medical records and bills, income loss information, and all correspondence with the insurance company. Most lawyers do not charge anything for an initial consultation. But before you meet with a lawyer, find out whether he or she will charge you for the first interview. If the lawyer wants to charge you just for discussing whether or not to take your case, go somewhere else.

General Experience

After you tell the lawyer generally what your case is about, there are a few basic things you’ll want to find out from the lawyer:
•How long has the lawyer been in practice?
•Roughly what percentage of the lawyer’s practice involves personal injury cases?
•Does the lawyer most often represent plaintiffs or defendants? You do not want to be represented by someone who has experience with personal injury cases but who has primarily been a lawyer for defendants. Their way of thinking may be too closely tied to the attitudes of insurance companies and they might not fight as hard — consciously or unconsciously — for your claim.
•Would the lawyer personally handle your case or pass it along to another — perhaps less experienced — lawyer in the office? It’s normal for more than one attorney in an office to work on the same case, and to have less experienced attorneys handle routine tasks. Find out which lawyer would have responsibility for the case and which lawyer you would be dealing with directly. If there is to be another lawyer directly involved, ask to meet that lawyer, too.

Settlement Goal

After you have discussed the facts of your case and the history of your negotiations with the insurance company, you may be able to get some sense from the lawyer about how much he or she thinks your case is worth, and how difficult it may be to get the insurance company to pay that amount. This is when you should let the lawyer know which of the following you want him or her to do for you:
•Obtain a certain settlement amount for you with as few costs and as little hassle as possible.
•Obtain an amount higher than what the insurance company has offered as soon as possible.
•Obtain as much as possible, no matter how long it takes.

If you feel confident with the lawyer’s experience, and comfortable with his or her idea of how to proceed with your case, chances are good that you’ve found a lawyer you can work with.

Information about Paying and Managing Your Lawyer

Once you’ve found a lawyer that you like, your job isn’t entirely done. You’ll need to create a clear, written fee agreement and then keep in contact with your lawyer to make sure your case is progressing as it should. For tips on working with the personal injury lawyer you choose, see How to Win Your Personal Injury Claim, by Joseph Matthews (Nolo). Also, the eBook The Lawsuit Survival Guide: A Client’s Companion to Litigation, by Joseph Matthews (Nolo), has detailed information on choosing and working with a lawyer.

How to Hire a Real Estate Lawyer

If you’re a first-time buyer or you’re buying  or selling a home without an agent, a real estate lawyer can answer your  questions, help you negotiate, and take care of a lot of the little details you  might not be aware of.

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    • 1 Talk to friends, family members and co-workers, or your state’s Bar  Association for referrals.
    • 2 Talk to local real estate brokers for referrals.
    • 3 Call a local realtors association for referrals.
    • 4 Consult the yellow pages under Attorney: Real Estate.
    • 5 Prepare a list of questions pertaining to your situation. Most lawyers will  answer simple questions over the phone for free.
    • 6 Identify a number of possible attorneys and call each  one.
    • 7 Ask how much each lawyer charges per hour, and request an estimate of the  time required to complete the tasks you require – looking over contracts,  handling disclosures, and helping with the closing.
    • 8 Choose an attorney.
Tips &  Warnings
  •  Start with the easiest, least expensive steps an attorney can perform first.  Sometimes a little help is all you need.
  •  Many attorneys are willing to handle multiple tasks for a fixed price or  retainer.
  •  Make sure your attorney specializes in real estate and has expertise in the  areas you require.
  •  It is preferable that an attorney also be a licensed real estate  broker.
  •  Real estate brokers are not attorneys and cannot give legal  advice

 

There are many types of lawyers, but real estate lawyers specialize in matters that deal with houses and other buildings. If you are about to purchase a large property or are embroiled in a dispute over some land, you would hire a real estate lawyer.
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Real estate lawyers specialize in facilitating the exchange of real estate from one party to another and litigating disagreements in real estate. They are experts in deeds, mortgages, leases and all other paperwork pertaining to property.
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Potential real estates lawyers take classes on property law, commercial and residential real estate and tax laws while in law school, according to DegreeFinders.com. Many aspiring real estate lawyers often take an apprenticeship with a firm before taking the bar exam. According to DegreeFinders.com, many states also require real estate lawyers to pass an ethics exam.
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According to CBSalary.com, the average salary for a real estate lawyer is $122,000 as of August 2010. Many real estate lawyers have their own practices, while others work for large firms.

 

 

 

How to Find a (Good) Real Estate Lawyer

By Attorney, Sue Caskey,

I posted this in response to someone asking how to find a good real estate lawyer. It can be hard to know whether a lawyer is worth the money you’re being charged, and it can be a lot of money to waste!

Hopefully my ideas will help you find someone competent and willing to work with you. I’ve added a little bit about pre-paid legal service plans that was not in my original post. –Sue Caskey

As a corporate attorney, myself, here’s what I looked for when seeking out an real estate lawyer. Find someone who:

1. Spends 60% or more of his practice doing ONLY real estate. Lots of general practitioners will tell you that yes, they can do closings, trusts, etc. But they are actually learning on your nickel.

2. Has been doing real estate law for at least five years.

3. Is recommended by other experienced real estate investors you know. Contacts through your local real estate club are valuable here.

4. Is a member of the local REIA.

5. Invests in real estate.

6. Has several, if not many, full-time, professional real estate investors as clients. Ask about their clients. You want to hear that they represent individuals with everything from Section 8 portfolios to rehabbers to strip malls and other commercial properties. You’ll know they’ve been tried and tested!

7. Is on the real estate committee of your local bar association or is involved in running or developing the continuing legal education courses for the county. Those are classes taught by lawyers for lawyers, and the person who’s running them will know his stuff. The county bar association should be able to help you find those people.

8. Works for himself or is a partner in a small firm. While you might find someone very experienced in a big major law firm, they will charge you like crazy. A big firm letterhead is absolutely NO guarantee of quality.

In my opinion, lawyers running their own shops are closer to the businessman’s mind set because they run a business too. They are more flexible and willing to work with you on price and more. They don’t have to answer to managing partners or hoards of other partners demanding certain profit margins.

9. Is willing to listen to you about certain creative transactions. Things like lease options, double closings, setting up a land trust, 1031 exchanges, creating paper, holding your deposits in escrow instead of having to hand it over to the listing agent, and some other things you’ve seen on this site are worth running by them. The response you’re looking for is one of interest and willingness to work with you.

You may not get complete acceptance because some of it might not be familiar, but if they say they’re at least willing to explore your ideas, that’s good. You DON’T want someone who starts pontificating about why all that stuff is illegal, can’t do it, etc. You don’t need a parent, you need a team member.

10. Is available to you regardless of how much money you are spending with them. No matter how “good” the lawyer is–how experienced, if they ignore you they are not worth your time. You need someone who understands that you want a long-term relationship. If they treat you with disrespect, they don’t deserve your money. They should return calls and email within a reasonable time frame and should be willing to answer BASIC questions off the meter.

11. Understands that one hand washes the other. If they can refer you to other investors or potential members of your real estate team (CPAs, sellers, etc), and they give you the service above, be sure to send clients their way. You’ll be surprised at how a fruitful relationship will develop. This person will have connections that can benefit you.

Notice I didn’t say anything about price. If you get everything I’ve listed above in a single lawyer, he or she will be worth their weight in gold. You will learn enough after a few times to be able to work with him or her efficiently going forward. Build the costs of legal into your analysis just as you would any other costs, just as you would a general contractor.

While many good lawyers will work with you on price, don’t insult them by demanding they charge you less because you’re “going to bring them a lot of work.” You’ll identify yourself as a client not worth working with. Remember, someone like the person I’ve described doesn’t need you, but you will definitely benefit from using them.

Switch to someone cheaper, based on price alone, and ignore all the other benefits I’ve listed above, you might save money in the short term, but you’ll lose quality and longer-term money in building your business.

As for pre-paid legal services: I have never used these services, myself, but I have heard more negative experiences than positive from subscribers. Because legal fees can be high, it can seem like a good deal to only pay a small monthly fee and have “unlimited” attorney access. Proceed with caution. In my opinion, whether you are using a plumber or a lawyer, you get what you pay for.

Some of the issues with pre-paid services include unresponsiveness, lack of thoroughness, and an unwillingness to work on anything other than a very basic cookie-cutter legal matter. If you don’t think you’ll need more than a few contracts reviewed or other minor needs, a pre-paid service may be able to help.

In any case, it’s probably a good idea to avoid signing any kind of long-term commitment to pay (say, for one year) and to try to get a two or three-month trial first. Be sure you understand completely what the service covers and what it doesn’t cover.

Ultimately, it’s advisable to make the costs of a good real estate lawyer a non-issue by building the fees into any deal right up front. As I said, the value of a good long-term relationship with a competent and reliable attorney can be worth far more than the fees you will pay for quality service.
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Divorce lawyer

 

The divorce is one of the worst things, which may happen in your life. Definitely it is hard for two persons having long and very profitable marriage to start living alone as single persons and split all their common estates.

Really it is hard to tell who gave more during the marriage and who gave less. Definitely the divorce is not having this job, but most of all wants to ensure that the both persons will get their part from the family property.

Finding a divorce lawyer is very important for both sides. The lawyer should follow for strictly following the law and also will care for the needs of his client, during the split of the property. Many people just take the ads or ask friends when searching for lawyer, but sometime the companies having largest ads are not the best in this branch.

A many websites are giving good advices how to proceed with the divorce and how to find the best lawyer for your region. Of course if you are living in USA, the Virginia divorce lawyer and attorney firm can help you with the low-cost service after the end of the marriage. The most important is that the company is offering full service practice and the lawyer, who will care for your case will be really quality and well educated.

Tips on Hiring a Personal Injury Attorney

If you were involved in an accident you have the right to file an injury claim against the negligent party. Prior to filing a claim, you may consider hiring a personal injury attorney to help you through the process. The process can be complex and hiring the right attorney can be an important step in receiving full compensation for your claim.

A personal injury lawyer can provide the expertise in assuring you the full payout for your claim. One of the first steps when evaluating the right attorney is understanding that not all attorney’s practice personal injury law. Furthermore, a personal injury attorney may not specialize in a specific area of personal injury law.

If you are considering hiring a personal injury attorney consider the following tips:

One of the best ways of finding a reputable attorney is asking for a referral from a friend, colleague or family member.  You may find that someone you know has gone through the same process. They may be able to provide you valuable information on the process and their success with their attorney.

When a person( Social Bookmark Eintrag) can’t obtain a referral they should consider the internet as a viable source. There are list serves, forums and organizations that rate attorneys based upon their track record. These forums and organizations can provide you with a list of attorneys that have received awards from past successes.
Another source is visiting websites of local attorneys. When a person begins searching online for attorney in their area they can do a search by location and practice area. If you have been involved in a car accident you can easily search for a car accident attorney in your state or town.

When you begin looking through different websites try locating the experience of each lawyer. There are many attorneys’ that provide their experience on their website. You may find this information on the about us page. Attorneys may also provide information on the different practice areas. There are some attorneys that practice specific areas with personal injury law. A firm may be dedicated solely to motor vehicle accidents or wrongful death cases.  Another way of evaluating attorneys is locating their past settlements and verdicts. Some law firms will list past clients on their website and provide information on settlement reached and verdicts won.

When you have located a few different attorneys contact them and set up a phone conversation or meeting. Most attorneys will provide a free consultation that can be done in the office or by phone. When you contact a lawyer you should have a list of questions. These questions should be used to evaluate and make an informed decision whether you are working with the right attorney or not.

Some of these questions may include:

How many cases do you handle each year? Make sure the cases they handle are specific to your accident (wrongful death, slip and fall, auto accident etc.)

If a settlement can’t be reached with the insurance company, ask the attorney if they are experienced in going into litigation. This means if a settlement can’t be reached through negotiation, will the attorney file a personal injury lawsuit and be prepared to go to trial. There are some attorneys that may refer the case out if a settlement can’t be reached.

If you are filing a personal injury claim against an insurance company, ask the attorney if he or she has ever been involved in settlement negotiations and lawsuits with the company. If the attorney has successfully represented clients against the said insurance company, you may consider hiring the attorney.

Most personal injury attorneys will work on a contingency fee basis. They will provide their services to clients on a percentage of the proceeds. If the attorney successfully get a settlement or wins a verdict, they will receive a percentage of the cash award. If you are going to sign an agreement with the attorney, make sure the fees are spelled out on the agreement.

No matter who you hire, you should always feel comfortable with the attorney. A comfort level of experience and personality is always recommended.

 

Plaintiff Funding

Plaintiff funding content is provided by LawLeaf – For additional information on Funding, visit them on the web.

You may have heard the term plaintiff funding in the past. It’s most commonly referred to as legal funding or lawsuit cash advance. The term describes a form of borrowing and lending that is contingent upon a lawsuit. Plaintiff funding comes in varies forms. A person if qualified, may borrow against a lawsuit that has not yet settled. This is most commonly referred to as pre settlement funding. If a person is qualified to borrow money against a case that has already settled, it is most commonly referred to as post settlement funding.

Preliminary Qualifications:

First and foremost the only way you can borrow money against a lawsuit is to be the plaintiff in the case. This means you are the one that is seeking compensation from a personal injury or a commercial litigation suit. A plaintiff must also be represented by a licensed attorney. If you are not the defendant in the suit or representing yourself (pro se), a lender will not allow you to borrow money against your case.

Approving an applicant:

The approval process may be different for each company. A company that lends money against pending or settled claims employ or hire underwriters to evaluate each case. The evaluation process begins with an application. Once a company receives an application they will request documentation from your lawyer. The documentation is key in the underwriting process because it allows the representative to fully evaluate the validity and the strength of the case. If during the evaluation process the lender believes you will win your case, they will advance a sum of money that is determined based upon the size and the strength of your case.

Who provides plaintiff funding?

There are a variety of different sources that provide plaintiff funding. The different sources that originate this type of lending include, hedge funds, private investors, investment firms, institutional funds, and in some cases banks. Usually banks are the source of cash for such groups.

How long does it take?

The amount it takes to receive an approval is case by case. Personal injury lawsuits tend to take less time. These cases are easier to underwrite. Personal injury cases are also the most popular type of plaintiff funding available. Commercial litigation claims tend to take longer because the request amounts tend to be larger. There are also very few companies that will underwrite commercial litigation cases. The average amount of time is between 1-3 days from the time the applicant applies for plaintiff funding to the time an applicant receives a check.

Is plaintiff funding right for me?

Plaintiff funding should always be used as a last resort. Because of the risk factor, rates tend to be higher than a normal bank loan. If a plaintiff has no other options and can’t afford to wait the case out, plaintiff funding may be right for you.

 

Don’t Settle for a Bad Settlement

Content provided by LawLeaf. LawLeaf is an online legal funding company.

Over the course of any lawsuit a victim has an interest of reaching a quick settlement. When you reach a settlement the plaintiff in the case will agree to accept an offer and give up the right to legal recourse at a later date. This means once an offer is agreed upon, the plaintiff will not have the right to receive additional compensation at a later date. When you do eventually settle don’t settle on a bad settlement offer!

Millions of people each day struggle to pay their bills and provide for their families. When you have been involved in an accident and it resulted in injury, the struggle may get harder. Personal injuries can be catastrophic and in many cases the victim is forced to take time off of work. If you are living pay check to pay check and you don’t have short or long term disability coverage, it can become very challenging. If you lose a job and incapable of returning back to your profession, it can become financially devastating to the victim.

When you read about personal injury cases oftentimes you think compensation is only available for medical bills, pain and suffering and property damage. While these are a few of the expenses that should be included in a compensation package, loss of job and loss of wages should be a high priority on the list. The average household income from state to state ranges from around $36,000-$69,000 with the average personal income lower. If you own a home, car, renting an apartment and your the breadwinner of a family, cutting out your income can be very problematic.

Insurance companies have the reputation of forgetting to include loss of income into the total compensation package. They may include a few days but what about time lost for follow-up visits to a doctor, hospital, physical therapist. If you are involved in an accident it may require additional visits for x-rays, MRI’s and medical evaluations. These costs should certainly be included. Consider the costs for retraining yourself to enter into a new occupation because you are no longer able to go back to work.

If you are considering a settlement make sure you consider all the costs associated with an accident and not just the ones you have bills for.  So when you reach the settlement table be sure not to settle for a “bad settlement”.

 

Lawsuit Loans

Content Provide by LawLeaf, a lawsuit funding company.

A lawsuit loan is a non recourse cash advance against a pending lawsuit or a case that has recently reached a settlement. Lawsuit loans are provided to plaintiffs that want to borrow against future proceeds from a personal injury or commercial dispute. Unlike a standard bank loan, if the plaintiff loses their case, they don’t have to pay back the lender.

How can you qualify for a lawsuit loan?

There are several factors in qualifying for a lawsuit loan:

  • A person must be represented by a lawyer.
  • A person must be the plaintiff in the lawsuit. Companies will not provide advances do the defense.
  • The representing attorney must submit paperwork to the lender on your behalf. This paperwork is known as case documentation.
  • After reviewing the documentation, the lender must believe liability exists and the plaintiff will win the lawsuit.

Why do people apply for lawsuit loans?

There are many reasons why some plaintiffs secure lawsuit loans:

  • The plaintiff in the case has lost their job or wages resulting from an accident.
  • The insurance company is unwilling to offer a fair settlement on the case.
  • The plaintiff is not interested in settling for less money and a lawsuit loan is the only way to hold out for a better offer.
  • The case has recently been appealed by the defense and the plaintiff has run out of all other financial options.
  • A person may need money for investment purposes or for a down payment on a home.
  • A person may need to pay down medical expenses or need money for additional treatments.
  • A person may need money to help pay for living expenses while waiting for a settlement.

How quickly does it take to get a lawsuit loan?

When a person applies for a lawsuit loan they must be aware that the process can take anywhere from 24 hours to several days. In order to get the process moving along the lender will need to immediately request the appropriate documentation from your attorney. Once the documentation is received, a lender should be able to underwrite the loan within a few hours. If the case is complex it could take several days, as some lenders may need to outsource the underwriting process to someone more specialized in the lawsuit.

DOJ Plans New Guidance On Foreign Bribery Enforcement

A U.S. Justice Department official said today the agency is planning to release new guidance next year on foreign bribery civil and criminal enforcement provisions. Whether the guidance appeases critics of stepped up Foreign Corrupt Practices Act investigations and prosecutions is another question.

Assistant Attorney General Lanny Breuer of the Criminal Division said in a speech today in Washington that the Justice Department has “no intention whatsoever of supporting reforms whose aim is to weaken the FCPA and make it a less effective tool for fighting foreign bribery.”

Breuer said “watering down” the FCPA—for instance, removing the successor liability component—would only serve “to send exactly the wrong message” in the global fight against corruption. The U.K. Bribery Act took effect in July. China and Russia have also adopted anti-bribery laws, Breuer noted.

Critics of aggressive FCPA enforcement have offered recommendations to add a willfulness requirement to corporate criminal liability, to clarify the definition of a foreign official and to add a compliance defense.

Breuer said he has continued to meet with industry groups to seek input on FCPA issues. He said he participated recently in a business roundtable discussion at the U.S. Department of Commerce.

“This is precisely the wrong moment in history to weaken the FCPA,” Breuer said in prepared remarks today at the 26th National Conference on the Foreign Corrupt Practices Act. “To the contrary, whether or not certain clarifications to the Act arevappropriate, now is the time to ensure that the FCPA remains a strong tool for fighting the ill effects of transnational bribery.”

Breuer’s speech comes just a couple of weeks after a federal trial judge in Florida sentenced a former telecommunications executive to 15 years in prison in a bribery case, marking the longest-ever sentence under the FCPA. And DOJ just announced a $70 million asset-recovery initiative targeting a government minister in Equatorial Guinea.

Breuer did not indicate when next year the DOJ will revise its FCPA guidance.

REASONABLE ACCOMMODATIONS OF DISABILITIES IN EMPLOYMENT

Q:        What is a reasonable accommodation?

A:        A reasonable accommodation is a change or
adjustment to a job or a workspace that allows a person with a disability to
apply for a job or to perform the essential functions of a job.

 

Q:        What does “essential functions of a job”
mean?

A:        Most jobs are made up of more than one
function. Very few people go to work and do the exact same thing, all day, every
day. Essential functions are those job duties and skills which are necessary to
do or be able to do in order to perform the job. In other words, without them
the job could not be done.

 

Q:        When is an employer required to provide a
reasonable accommodation?

A:        Employers are required to provide reasonable
accommodations to any person with a disability who is either working or looking
for work. The requirement is ongoing. In other words, an employer cannot refuse
an accommodation request for an employee just because the employee already
receives an accommodation or received one in the past, or because she didn’t ask
for the accommodation when she began working there.

 

Q:        I’m looking for work right now. Can I request an
accommodation to assist      me in applying for a job?

A:        Yes. If you need an accommodation to be able
to participate in the application process, then you may request one, and a
potential employer would have to provide it for you as long as it is reasonable.
For example, an individual who is deaf may request that a company provide an ASL
interpreter during his interview for a job.

 

Q:        What are some examples of reasonable
accommodations?

A:        Examples of reasonable accommodation can
include:

Changing the employee’s work
schedule

Restructuring
the employee’s job

Assigning non-essential functions of
the job to other employees

Providing the employee with special
equipment, devices or software

Providing the employee with whatever
assistance is needed to permit the employee to participate fully in meetings,
seminars, etc., such as a sign-language interpreter or a reader

Providing the employee with additional
training

Providing the employee with paid or
unpaid leave needed due to the disability
This is not a complete list of all possible reasonable accommodations,
but only a list of some examples. Employers and employees should work
together to identify the most appropriate accommodation given each of their
needs.

 

Q:
Are there any accommodations my employer would not have to provide?

A:
Yes.  Some accommodations would not be considered “reasonable,” and so would
not be required. For example, two types of accommodations that an employee might
request which would not be considered “reasonable accommodations” are:

 


Accommodations that would not be effective in allowing the employee to perform
the job’s essential functions.
Example:  A school bus driver could not reasonably expect an employer to provide
as an accommodation that he only be required to work after 6 pm.  The nature of
the job is such that it can only be performed during hours when transportation
to and from schools is needed, i.e. in the morning and early afternoon. The
ability to work at these times is therefore an essential function of the
job.

 


Accommodations that would be an undue hardship on the employer. Undue hardship
means that the accommodation would pose a significant difficulty or expense on
the employer.
Example:  A paralegal for a small law firm could not expect as a reasonable
accommodation that her employer hire a full time assistant to do those things
that she cannot do because of her disability. This is an undue hardship because
the accommodation is too expensive.

 

Q:        I want to ask my employer for an accommodation
that I think is reasonable.   How do I go about asking for it?  

A:        To make a reasonable accommodation request,
all you need to do is discuss your request with someone at your employer’s
offices who has the power to act on your request.  Depending on how large or
small your employer is, that might be an officer of the company, your direct
supervisor, a human resources representative, or some other company official.
Some employers have a person whose entire job it is to deal with such requests –
if yours does, then that’s the person to approach.  If you’re not sure who to
ask, then your supervisor is probably the best place to start.

As for the request itself, while it doesn’t need
to be in writing, it is a good idea whenever possible to put it in writing, or
to follow up any verbal request that you make with a written memo.  It does not
need to be formal. Issues your request should address are:

  What is your disability?  Describe it in as
simple terms as you can –  remember that the person reading your request is not
a doctor. If your disability is not obvious or already known to your employer,
it would be to provide a letter from a doctor or other medical professional
explaining why you need the accommodation.

How does your disability affect your ability to
do your job?  Be as specific as possible.  The more this information is, the
easier it will be for your employer to understand why you need what you are
requesting.

What reasonable accommodation are you
requesting?  Give several suggested accommodations that you believe will help
you perform your job.  If your request involves purchasing some item, you might
want to include an estimate of the cost.  If it’s time off you need, you should
give an estimate of how much time.

Q:        I prepared and submitted my request. What
happens next?

A:        What happens next is that your employer
should respond within a reasonable period of time.  If necessary, you and your
employer should discuss your request in greater detail and work together to come
up with an accommodation that will work well for everyone.  Your employer may
have an alternate accommodation idea, different from what you asked for.  It’s
important that you consider the employer’s idea and, if you don’t think it will
work, explain clearly why it won’t work.  Also, be prepared to offer other
suggestions.  The idea is for this process to be a joint effort of the employer
and employee to find a solution that will allow you to do your job and enable
your employer to run its business.

 

If your employer offers a different accommodation, ask
yourself:  “Will this accommodation allow me to perform the tasks my job
requires?”  If the answer to this question is “yes,” then perhaps the employer’s
offered accommodation will solve the problem.  If not, you need to explain to
the employer what is wrong with its proposed accommodation.

 

Here are a few suggestions for this collaborative
process:

 

Keep copies of all documents that go back and forth during
the process outlined above.  They will be important if you are unable to reach
an agreed resolution.

There are certain types of accommodations that are not
reasonable to expect, such as:

A promotion

Creating a new job that does not exist in the
organization

Bumping another employee from a job in order to give it to
you

An indefinite leave of absence

 

Q:        Can my employer ask me to submit medical support
for my request?

A.        Yes. An employer may ask for reasonable
documentation regarding a person’s disability and/or functional limitations so
that it can assess the employee’s request for accommodation. However, this does
not mean that an employer has the right to look into an employee’s entire
medical history. Reasonable documentation means only that documentation which is
needed to establish that a person has a disability and needs an accommodation as
a result of the disability.

 

Q:        I did everything you said but my employer didn’t
do any of the things you      said they’re supposed to do.  What do I do
now?

A:        First, make sure that you have waited a
reasonable time after making your request before taking any other actions.
(This is one reason why it’s better to make the request in writing; letters have
dates on them, which will show that you waited a reasonable time before doing
anything else.)

 

If you have waited that reasonable time, then do the
following:

 

If you work for an employer that has an internal grievance or
dispute resolution process, file a complaint stating what accommodation you
asked for, when you asked for it, and that no action was taken (or that request
was refused).

If you are a union member, you can use your union’s
grievance procedure with the employer and file a complaint.

If you are a Federal employee, you must file a complaint with
your  agency’s EEO office within 45 days of your employer’s denial of your
request for accommodation.

If you are not a Federal government employee, you can file a
complaint with the Massachusetts Commission Against Discrimination (MCAD) or the
Equal Employment Opportunity Commission (EEOC).

If you need to file a complaint with MCAD or EEOC, you have
only 300 days, about ten months, from the time when your request was denied or
your employer failed to respond to your request.

 

Q:        How do I contact MCAD or EEOC to file a
complaint?

A:        MCAD and EEOC can be contacted at the
following addresses/telephone numbers: